Have you heard about temporary health insurance? As its name suggests this policy lasts for a short period of time, usually 6 to 12 months. There are shorter health insurance policies which could run up to as short as 30 days.

Weigh out your options before buying a short term health insurance policy. If you are planning to get a long term health insurance policy in the future, but cannot afford one today it could be a good alternative. Afterwards, you can take out a long term one when you have the budget.

Short-term health insurance will not cover pre-existing conditions. If you have been diagnosed with a medical condition before applying for a short-term or temporary insurance policy, it could not be used to cover costs that may arise from medication of your pre-existing medical condition.